Terms and Conditions
Effective Date: February 14th, 2026

These Terms and Conditions (“Terms”) govern your use of services provided by ELIM Agency LLC d/b/a ELIM Insurance (“ELIM Insurance,” “we,” “us,” or “our”).

By accessing our website or submitting your information, you agree to these Terms.

Services ELIM Insurance provides health & life insurance products including Term Life, Indexed Universal Life (IUL), and Final Expense coverage.

SMS Communications
By submitting your information through our website or advertising forms, you consent to receive informational and follow-up SMS messages regarding insurance quotes, policy information, and appointment coordination.

Message frequency varies based on your interaction.

Message and data rates may apply.

You may opt out at any time by replying STOP.
For assistance, reply HELP or contact us directly.

User Eligibility
You must be at least 18 years old to use our services.

Customer Support
For questions regarding these Terms or our services, contact:
Email: [email protected]
Phone: 561-778-4270

Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.

Privacy
Your use of our services is also governed by our Privacy Policy, available at:
https://eliminsurance.com/privacy-policy